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January 2012 NewsletterWhat´s New at Savon
◄ Back to What´s New At Savon - Monthly Newsletter Home Page Quote Of The Month: An optimist stays up until midnight to see the New Year in. A pessimist stays up to make sure the old year leaves. - Bill Vaughan (1915 - 1977) Congratulations To: Keeping Fit With Jourdin Hendershot:
Reduces stress - cycling regularly helps reduce stress and depression. Once you are outside in the fresh air enjoying the beautiful ride you become more relaxed. Torches Calories - cycling is a great way to shed those extra pounds, you can burn around 300 calories per hour! If you are looking to lose weight cycling is a great way to do it! Go dig your bike out from the garage and go take a spin! Here are a few ways to put your bike to good use:
Grandma's Kitchen With Grandma C.:
*Ideas -- (Try Onion Soup Mix, Ranch Style Dressing mix or Good Seasons Italian Seasoning mix, Breaded Parmesan coating) or make your own seasoning! I like mixing fresh dill and garlic together and tossing the potatoes before baking. Coat potatoes lightly with cooking spray. (I use the olive oil type). Add seasoning mix to a large plastic ziploc bag. Add potatoes. Shake until potatoes are well coated. Place in a baking dish and bake at 350 for approximately 40-45 minutes, turning once. If you have a unique recipe that you would like to share with Grandma C., drop her an email by clicking here. To Your Health: with Meri Osborne
It‘s The Weekend And You‘ve Got A Toothache: Try rubbing a piece of ice along the V-shaped area on the back of your hand between your index finger and thumb. Studies have shown that the nerves in this area stimulate part of the brain that blocks pain signals from the face. Heart-Burn Has You Up All Night: Try sleeping on your left side. Studies have shown that the esophagus and stomach meet at an angle. On the right side, the stomach actually sits higher allowing food and acid to come up through the throat. On your left, the stomach is lower, keeping the food and stomach acid where it belongs. You‘ve Got Uncontrollable Jitters: Maybe it‘s your first date. Maybe it‘s an important interview. Perhaps it‘s a speech you‘re about to give. Either way, the feeling is the same. Heart flutters, short breaths, on the verge of a full blown panic attack. What to do? Blow on your thumb. Seriously. According to medical specialists, the nerve that controls your heart rate can be controlled by breathing. Blowing on your thumb will help your heart rate go back to normal. I‘ve only mentioned a few tips here but there are a lot more useful tricks you can use to tackle life‘s small stuff. You can see more of them here. News You Can Use: News From Inside Your Dental Plan New At Savon For 2012Schedule Of Fees And Benefits To Be AdjustedDuring these hard economic times we have fought hard to keep from adjusting our Schedule of Benefits, (what you pay when you visit the dentist). In fact the last time our Schedule of Benefits was adjusted was April of 2010. With the price of virtually everything going up, we have found it necessary to adjust our fees. Our providers have been great at helping us control the cost, however they are starting to feel the pinch with our Schedule of Benefits. With this in mind, we will be adjusting our Schedule of Benefits during this month. Our new Schedule of Benefits will be in effect by February 15, 2012. As always, we will work hard to keep our fees in check and hopefully it will be another 18 months or more before we have to address this again. Plus Plan Suspended Due to some contractual difficulties, the sale of our popular Plus Plan has been indefinitely suspended. If you are already a member of the plus plan, we will do everything possible to accommodate your usage of the plan. Current Plus Plan members may downgrade to the Basic Plan (with providers in over 20 states) for 1 year at a reduced fee or 2 years for the same price you are paying now. Please contact our Customer Care Center at 1-800-809-3494 for the details. Thank you for your trust and understanding and we will keep all of our members informed via the newsletter as we make strides to resolve this issue. Crazy, Zany Facts About Our Presidents We Bet You Didn't Know
Dental Talk - A Member Blog Forum:
These are just a few of the topics. Our blog site contains many other interesting topics. Please join us!! Insurance Insight: - Twelve questions to ask your health coverage Part 6 of 6When was the last time you really looked at your health insurance policy? People usually look at their policy when they purchase it - or after they submit a claim and find the insurance company doesn't pay what they thought it would.Adequate health insurance is an absolute necessity to protect your health, your home, your business and your hard-earned assets. Since over half of all bankruptcies and mortgage foreclosures are due in part to the medical bills resulting from catastrophic illness or injury, it is worth your time to review your present health coverage. How does your policy rate? There are 12 points to consider when reviewing your insurance policy. This month we will complete the series with points 11 and 12. We hope that you have found this series informative and helpful. 11. Are organ transplants covered? How would you raise $250,000 for a liver transplant? Does your plan limit you to a list of covered transplant procedures or specify dollar limits for each? Many policies have not kept up with advances in medical technology and do not amend their policies to pay for these new - and expensive - life-saving procedures. Good carriers provide up to $1,000,000 for an organ transplant.
12. Does your insurance company have a "hidden" schedule of benefits where only they seem to know what is covered or how much it is to be? The words "100% coverage" means 100% of eligible charges. What charges are eligible and who makes that decision, and when? Many companies state that if a procedure is not listed in the policy, it is not covered. With today's mounting medical costs, a policy offering co-pays for office visits and prescriptions at the expense of coverage for a $250,000 medical emergency is not adequate protection. It is to your benefit to pay the small stuff (i.e., doctor's visits - which are usually infrequent, anyway) and know that you're covered for the "big stuff." In fact, the more "little stuff" a policy covers the higher a premium you will usually pay - protect yourself for the important things. |
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