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Which Is Better - Dental Insurance or Dental Plan? Let's Take A Quick Look!
And Just Why Do You Think Dental Insurance Is So Great??Many people are under the misconception that discount dental plans are a "low class" alternative to dental indemnity insurance. It probably has something to do with the word "Discount". You may be one of those people who believe that having your dental work done at a discount means that you are going to receive substandard or discounted care.Nothing could be further from the truth!!!The fact of the matter is that dental indemnity insurance is one of the most costly of all types of insurance and it pays the least in benefits. Dentists accept dental indemnity insurance only because most major companies offer it as a benefit to their employees. Once the cost of advertising, rejected claims, duplicate X-rays and so on and so forth are added in, dental indemnity insurance is not quite as lucrative for them as it may appear.If a dentist is any good, why would they honor a discount plan?First of all… The credentialing process for a dental discount plan is much the same as it is for insurance companies and in some cases maybe harder. The biggest reason a dentist will accept a discount plan is Post-Paid Advertising.Once the dentist is on the plan, the plan advertises for the dental office. The way the dentist pays for this massive advertising is by agreeing to discount his/her fees to the fees set forth by the plan. Some plans use a set fee schedule, while others use a sliding scale fee schedule. So, in a nutshell, the dentist joins the plan, members join the plan, dentists get new patients and the patient saves more money than they ever could with dental indemnity insurance. Rest assured that the only thing that is discounted with a dental plan is the price you pay. Your quality of care is not affected! The treatment you receive is the same as if you have insurance or are paying in cash.
Try Savon Free For 90 Days • No Payment Information Required!! This Offer Won't Last Long So… "Don’t Wait For A Toothache"!! 
All Of Our Plans Are Backed By Four Distinct Guarantees• This Is Not A Pre-Paid Plan • This Is Not Insurance • |
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