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May 2012 NewsletterWhat´s New at Savon
◄ Back to What´s New At Savon - Monthly Newsletter Home Page Quote Of The Month: When somebody tells you nothing is impossible, ask them to dribble a football. (Author Unknown) Congratulations To: Keeping Fit With Jourdin Hendershot:
So what could possibly be triggering adult women to begin having eating disorders? A women's body is supposed to change as she ages, or after having kids. But times have changed and now more and more women want to be labeled as the term “MILF” and many of them want to look like they did at the age of 18. Other things that can contribute to this problem with women can be; low-self esteem, feelings of worthlessness, thinking their lives are out of control and the misconception that in order to be happy they have to be thin. Another reason women are developing eating disorders is the high divorce rate. There are a lot of women back in the dating game and they believe the only way to find a guy is to be thin. If you are struggling with or think you have an eating disorder, please seek medical help immediately. There is no shame in getting help that you need, and it could lead to a longer, healthier life. *Eating disorders CAN BE BEATEN! If you have questions you would like to discuss with Jourdin, feel free to drop her an email by clicking here. Grandma's Kitchen With Grandma C.:
Prepare brownie mix according to directions on the package. Fold in chocolate chips, marshmallows & chopped walnuts. Spread into a 13 X 9 greased pan. Transfer immediately to the oven, preheated to 350 degrees. Bake 35 to 40 minutes, test with a toothpick. If it comes out clean, they're done! Let cool completely before cutting. Variations: You can also use mint chocolate chips, butterscotch chips or peanut butter chips! Tips:
To Your Health: with Meri Osborne
And that‘s it!!! Not sure what to eat? Here‘s a little cheat sheet for you! Carbs - Doing the no-carb diet will definitely help you lose weight. But it will definitely come back once you start eating them again. Carbs are an important part of your diet, directly related to your metabolism and energy level. Yes, some carbs are bad, but there is such thing as good carbs. Shoot for whole grains when purchasing pasta and breads. They are better for you have offer more nutritional value. Protein - This is essential to proper weight loss and is also related to your energy levels. Eating red meat such as steak and hamburger isn‘t bad, but they are high in fat. Stick to fish, poultry, nuts and eggs (be careful with this if you have high cholesterol). Good Fat VS Bad Fat - Avoid items that are high in trans fat and/or saturated fat. You want the good fat, found in plant oils, nuts, fish, etc. Fiber - Essential for digestive health, its important to make sure you‘re getting your daily fiber. Try a cereal made with whole grains, eat your vegetables and eat fruit! Eating veggies and fruit - As stated above, these are great for your fiber fix, but it‘s also important to incorporate a healthy veggie or fruit with every meal. Many vegetables and fruits are rich in nutrients that are essential to your over all health. Green vegetables tend to be best for those with a lot of weight to lose, but even vegetables like garlic and onion have major antioxidant benefits. Calcium - Milk, of course, is the obvious source but not necessarily the best. Yogurt, cottage cheese, sour cream, cheese in general… All of these are great sources of calcium. Water - Water is the BEST thing you can drink. The more you drink the better. Vitamins - Taking a daily multi vitamin is greatly beneficial. Where you might be lacking a specific nutrient in your diet, a multi-vitamin will help pick up the slack. And because your body will only absorb what it needs, you won‘t be getting TOO much. Eating the right foods and portions, and exercising is all it takes! And don‘t forget to drink your water!!! Happy Bikini Season Everyone! News You Can Use: News From Inside Your Dental Plan
Plan Fraud - A Growing Concern
One of our biggest challenges in recent months is the abuse of dental plan privileges by both non-contracted doctors and cancelled members. This costs you, as a plan provider, as well as Savon in lost business. |
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Come blog with us! Dental Talk with Savon is a fun forum to post your interesting topics! Your comments are welcome, it‘s free to use and no membership is required. |
These are just a few of the topics. Our blog site contains many other interesting topics. Please join us!!
Insurance Insight: - With June Shaffer
from Arizona Life Lines
Understanding Insurance Language - Part Four Of An Eight Part Series
This is a continuation of our April 2012 series dealing with breaking down of some of the more commonly misunderstood phrases and definitions encountered in the search for adequate health coverage. You may already be familiar with several, but please read on - some of these definitions go beyond the written word.- 100% OF COVERED CHARGES: No carrier covers 100% of all charges. The agent may say "We cover you 100%" but the policy or brochure probably says "100% of all eligible (or covered) charges." There's a very big difference.
What is an eligible or covered charge? A policy will cover all charges it says are eligible; if it doesn't list them as eligible, it doesn't cover them. If it doesn't list "Intensive Care", chances are it does not pay for intensive care. If you go to a hospital which does not have semi-private rooms, and you have a private room but not intensive care, your policy will cover your room cost at a semi-private room rate. - SURGERY: Most policies cover one primary surgeon and one assistant. Numerous surgeries today may have more than one assistant surgeon. Even a simple appendectomy will require an assistant surgeon (whose charge is usually 20-25% of the primary surgeon's charge, even if he only observes). Make sure your policy covers multiple surgeons when necessary.
- PREVENTIVE or ROUTINE CARE: Many policies offer of preventive or wellness care (for things such as PAP smears, mammograms, prostate exams, childhood inoculations and physicals) at no charge. If your policy went into effect prior to March 2010, you may not have these services provided free of chare; your plan may be grandfathered under the benefits that were offered at the time you enrolled.
- RIDERS: This can be an exclusion placed on your policy which renders the carrier non-liable for the payment of medical costs for certain body areas or conditions or treatment, as described above, OR it could be a supplement to the policy itself, such as an "Out-Patient Rider.” If someone says "Don't worry, it's covered under the out-patient rider," ask to see a copy of the actual rider and then make sure a copy is left with you after you've made application - don't rely on "It will be sent with the policy." Remember: If it isn't on there, it isn't covered.
“Supplemental riders” for cancer, critical illness or life insurance usually aren‘t great bargains. Review them carefully and remember, cancer, stroke, heart and other critical illnesses should always be covered under a good policy as a standard part of the plan, not an optional rider. Carriers offering these types of services through “riders” are often simply offering you cash compensation in the event of the diagnosis of certain diseases, not additional medical coverage. A “maternity rider” does offer coverage for maternity.